Are you paying too much for boat insurance? 

     The Charles G. Harris Insurance Agency represents more than one insurance company that offers watercraft insurance.

     When you contact us for a quote, we will compare rates with those companies to assure we are providing you the best possible rate.

     Listed below are some of the optional coverages for which your boat might qualify. You can choose the coverages that will suit your needs and budget.

  • Total Loss Replacement: If your boat qualifies, this optional coverage replaces your boat with a brand new one of similar make and quality.
  • Replacement Cost Fishing Equipment: Coverage for up to $10,000 for tackle, rods and reels.
  • Replacement Cost Personal Effects: Provides coverage for your personal items, including cameras, clothes, cell phones, etc.
  • Emergency Towing and Labor (reimbursement): Provides on-water towing service.
  • Medical Payments: Covers medical bills for you and your passengers if you are injured while riding in your boat. On some policies it includes coverage for water-skiers.
  • Bodily Injury and Property Damage Liability: Covers damage you become legally liable for due to an accident. The minimum liability limits that are allowed in Oklahoma are $25,000 per person for bodily injury, $50,000 per accident for bodily injury liability and $25,000 per accident for property damage liability. You should seriously consider purchasing higher limits than the minimum the state allows.


     We look forward to hearing from you soon so we can provide you with a no-obligation quote!

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